Retirement Calculators
Retirement Calculators - Calculate Your Retirement Savings and More
Do you know what you need to achieve a secure retirement? You can use our retirement calculators to better understand a variety of important financial topics.
These include:
- Cost of Waiting: Determine the cost of waiting by delaying your savings plan.
- Credit Card Payoff: Understand when you can pay off your credit card.
- Home Affordability: Understand how much home loan you can afford.
- Home Refinance: Analyze if refinancing your mortgage is advantageous.
- Impact of Inflation: Learn how inflation affects the value of your current funds.
- IRA Eligibility: Find out how much you can contribute to an IRA.
- Life Insurance Need: Estimate the amount of life insurance coverage you need.
- Loan Acceleration: See how paying down a loan sooner can save you money
- Roth IRA Conversion: See if converting to a Roth IRA makes sense for you.
Read more about the services we offer to help you create a more secure retirement.
Guaranteed Income Streams
Research consistently shows that the No. 1 fear of older Americans is that they will run out of money during retirement. In our experience, the key to avoiding that fate lies in using a financial planning strategy designed to protect your principal and generate guaranteed income streams that you can count on throughout retirement.
Life Insurance
Life insurance is among the most useful — but also the most misunderstood — financial tools available. For many people, it is one of the most important assets in their portfolio. Most people are aware of life insurance as a death benefit for their loved ones, but it is potentially so much more than that. The tax advantages and leverage that can be achieved through some of the industry’s latest innovations are enormous. We help evaluate legacy policies to ensure they are still appropriate for you and provide maximum benefits.
Long-Term Care Insurance
According to the latest statistics, about 70 percent of Americans who live past 65 will require some form of long-term care. It may be temporary to recover from an illness or injury. Or it may be a more permanent situation in the last years of life. Our experience over the past 30 years has enabled us to be privy to many scenarios where advanced planning for long-term care scenarios was key to financial solvency, while unfortunately, many who are unprepared have struggled with the rising cost of elder care.
Medicare Supplements
As you approach retirement, understanding Medicare and its supplement plans becomes crucial for your financial planning well-being. While Medicare covers many healthcare costs, it doesn’t cover everything, leaving gaps that can lead to unexpected expenses.
We tailor our financial strategies based on your individual needs and goals.