Our Team

Your Best Interests Will Always Come First

Our team of qualified agents and financial planners are experienced in helping clients navigate the complexities of planning and saving for retirement. If you’re searching for a local financial expert, our professionals are ready to provide personalized and expert advice to help you achieve your financial goals.

Our Team of Trusted Financial Professionals

  • Lew Baker, CFP® Founder, Licensed Agent
    Lew Baker is the founder of Retirement Care Plans and a seasoned financial expert. With over three decades of experience, including years serving at Merrill Lynch and as a vice president at Morgan Stanley. Lew has dedicated his career to helping clients grow and preserve their retirement savings.
  • Wynter Pero, Licensed Agent
    Wynter Pero is a licensed agent known for her comprehensive understanding of retirement planning. Her dedication to client satisfaction makes her an excellent choice for personalized financial advice.
  • Xavier Bruce, Managing Director, Licensed Agent
    As the Managing Director, an Air Force veteran, he combines his leadership skills with his expertise as a licensed agent to provide exceptional financial planning services. Clients will find Xavier’s strategic approach invaluable.
  • Ferris Dean, Licensed Agent
    Ferris Dean has 10 years of financial services experience, including tenures at USAA, Bank of America, and New York Life. He is a licensed agent committed to delivering tailored financial advice. His experience and client-focused mindset make him a reliable choice for local financial guidance.

Why Choose Our Team?

  • Experience and Expertise: Each team member brings a wealth of knowledge and experience to help you with retirement planning, investment management, and more.
  • Client-Centered Approach: We prioritize your needs and goals, ensuring personalized and strategic financial advice.
  • Comprehensive Services: From retirement income planning to tax strategies, our advisors offer a full spectrum of financial services.
  • Local Availability: Our team’s local presence ensures that we are accessible and ready to meet your needs, whether virtually or in person.
  • Our consultations are free of charge, and many of our solutions require no out-of-pocket expenses, allowing you to maintain consistent cash flow.

Frequently Asked Questions

  • What does a financial advisor do?
    A financial advisor helps you manage your finances, including retirement planning, management, and tax strategies. They provide personalized advice based on your specific financial situation.
  • How can a financial advisor help with retirement planning?
    A financial advisor can help create a comprehensive retirement plan tailored to your goals. They help transform your savings into reliable income while preparing you for life’s unforeseen circumstances. Also, key is providing strategies to minimize taxes and maximize your retirement income.
  • Why should I choose a local financial advisor?
    Choosing a local financial advisor offers several benefits, including easier access to face-to-face meetings, a better understanding of local financial regulations, and a personalized approach tailored to your community’s unique needs. Many times, nonverbal communication can help an advisor grasp a client’s true feelings about important decisions and allow them to propose options that may be more in line with the client’s desires and expectations. This is often missed in phone calls and virtual settings.
  • What should I bring to my initial consultation with a financial advisor?
    Bring any relevant financial documents, such as retirement account statements, investment records, insurance policies or statements, tax returns, and an outline of your financial goals and concerns. This will help the advisor understand your situation and create a tailored plan.
  • How do I know if a financial advisor is right for me?
    Look for advisors with relevant certifications (such as CFP®), extensive experience, and a client-centered approach. Also, be leery of agents and financial services professionals who can only offer solutions from one company. Seldom does one company or insurance carrier have the best solution for all your needs.
  • Can a financial advisor help with estate planning?
    Yes, a financial advisor can work closely with estate planning attorneys to create effective wealth management solutions, ensuring your assets are transferred efficiently and avoiding unnecessary taxation and probate.