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For many retirees, pensions provide a sense of financial security, offering a guaranteed monthly income for life. However, according to the Bureau of Labor Statistics, only 15% of private industry workers had access to a defined benefit pension plan in 2022 . While this stability is valuable, pensions have limitations that can impact financial flexibility, […]
Pensions: Guaranteed Income, But at a Cost Read More »
As you approach retirement, financial security becomes a top priority. According to LIMRA, U.S. annuity sales hit a record $432.4 billion in 2024, a clear sign that more retirees are turning to annuities for guaranteed income and peace of mind. However, annuities are often misunderstood. While they can provide lifetime income, protect against market volatility,
The Truth About Annuities: Separating Myths from Reality for Your Retirement Read More »
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