Retiring with less than $1 million might feel daunting, but the good news is that a strategic approach can make this a realistic goal. With rising costs and longer life expectancies, the median retirement savings in the U.S. stands at only around $144,000 for those between 55 and 64, while the average Social Security benefit […]
Retiring Comfortably on Less Than $1 Million Read More »
When considering how much money you need to retire, the answer isn’t straightforward—“It depends” is often the starting point. While there are general guidelines and theories, actual retirement needs vary widely. Based on my 30 years of experience, I’ve found that every person’s retirement looks different, though some common factors are worth considering. Assess Your
How Much Money Do I Need for Retirement? Read More »
When building your retirement income plan, you first need to have a good understanding of your goals, particularly your needs versus wants. An example might be: “I need $2,000 per month in income from my investments, and I want to leave $250,000 to my kids.” Second, you need to understand how investments pay you. While
How to Start Creating Your Retirement Care Plan Part #1 (Sufficiency) Read More »
Retirement doesn’t have to be complicated. If there is one thing retirees need before they head off into their golden years, it is simplicity. Simplicity will serve them well, as well as the family members and caregivers who will be by their side long after they are able to make decisions for themselves. Simplicity starts
How Can I Simplify My Retirement Planning Securely for My Golden Years? Read More »
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